Overall Market Index
Aggregated across all lines of business
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Regional Pricing
| LOB / Region | NA | EU | APAC | LATAM | ME | GLB |
|---|---|---|---|---|---|---|
| P-Cat | -14.0% | -12.5% | -10.0% | -8.0% | -12.7% | -15.0% |
| Prop | -10.0% | -8.5% | -7.0% | -11.5% | -9.0% | -10.0% |
| Cas | +5.0% | +1.0% | -2.0% | +2.0% | +1.6% | +2.0% |
| Cyber | -15.0% | -19.0% | -12.0% | -15.3% | -14.4% | -17.0% |
| D&O | -5.0% | -9.0% | -6.0% | -7.2% | -6.4% | -8.0% |
| Mar | -7.0% | -7.7% | -5.0% | -7.5% | -7.1% | -7.5% |
| Avi | 0.0% | -2.5% | +2.0% | -0.9% | -0.9% | -1.0% |
| Engy | -10.0% | -11.5% | -8.0% | -11.5% | -12.0% | -10.0% |
| PL | -4.0% | -5.5% | -4.0% | -4.5% | -4.2% | -5.0% |
Rate Changes by Line
Property Cat
6 data points
Property
5 data points
Casualty
4 data points
Cyber
3 data points
D&O
2 data points
Marine
3 data points
Aviation
2 data points
Energy
3 data points
Prof Liability
2 data points
Real-Time Market Signals
13 signals from 47+ sources
Market Intelligence
Market Capacity Tracker
12-month capacity changes and ILS market
Recent Capacity Events
Loss Event Tracker
Recent catastrophe events
Total 2025 insured disaster losses $108B - costliest year for non-peak perils
Munich Re reported $108 billion global insured losses from natural disasters in 2025, down from $147 billion in 2024. Non-peak perils most costly ever.
Most destructive wildfires in LA history. One year later, fewer than a dozen homes rebuilt. Caused approximately $40 billion insured losses.
Most destructive wildfires in LA history - Eaton and Palisades fires destroyed thousands of homes
May 2024 severe convective storms outbreak caused $5.2B in insured losses across 20 states
Storm Goretti caused claims frequency to triple according to Crawford and Company
Fire at Swiss bar on New Year's Eve killed 40 people and injured over 100. Service door was locked.
Russia-bound oil tanker suffered drone attack in Black Sea, required Turkish coastguard assistance
Scientists warn warming sea temperatures fueling surge of extreme off-the-charts storms, prompting calls for new Category 6 hurricane classification
Deadly fire at Swiss bar killed 40 people - fire safety inspections lapsed since 2019
Market Index by LOB
Property Cat
Line of Business
Property
Line of Business
Casualty
Line of Business
Cyber
Line of Business
D&O
Line of Business
Marine
Line of Business
Aviation
Line of Business
Energy
Line of Business
Prof Liability
Line of Business
Historical Trends
6-Month Market Evolution
Monthly index values across 9 lines of business
Data Sources
Aggregated broker intelligence
Index Methodology
How we calculate the index
Want deeper insights?
Get detailed breakdowns by region, carrier-level data, and custom alerts when market conditions shift.
How We Source Our Data
Broker Reports
We aggregate quarterly and monthly market reports from leading reinsurance brokers including Aon, Guy Carpenter, Gallagher Re, Howden, and Willis Re.
Data Extraction
Each PDF is processed to extract rate changes, capacity signals, and sentiment indicators from broker commentary.
Index Calculation
Data points are weighted (50% rates, 30% capacity, 20% sentiment) to produce a 0-100 index. Below 50 = soft market; above 50 = hardening.